Desire a steep price tag item? How to smartly tackle your shopping wish list.

With seasonal sales always on the horizon and e-commerce giants often announcing festive season best-ever sales on their websites, ‘Not Shopping’ is hardly an option for the consumer (or even the utilitarian). The internet is constantly flooded with coverage of online sales on Flipkart, Amazon, Myntra, and many more. Anything and everything you need to […]

Applying For A Credit Card? Don’t Make These 5 Mistakes

Applying for a credit card is a fairly easy process, but many applicants tend to make some common mistakes while they’re at it. These mistakes have consequences – ranging from a flat-out denial of your application to potentially costly penalties in the future. Goes without saying, such mistakes are detrimental in getting the application itself […]

Our Republic Turns 71: Has Our Credit Sector Kept Pace?

They say the concept of credit is as old as humanity itself; coming into existence even before the concept of money did. The concept of formal credit, however, is a little more recent. On the occasion of the Indian Republic turning 71, we trace the history of the Indian credit sector, and see how it […]

Artificial Intelligence In Hiring: Is Bias A Major Concern?

Artificial Intelligence has rapidly moving from a concept on paper to a legitimate technique with applications across domains. The tech world was talking about AI for a while now, but now, the other industries are abuzz with it, too. The use of AI is slowly becoming normalised; something to be expected, even. This is especially […]

The Relationship Between Financial Wellness And Team Morale

Money, or the lack of it, is a major cause of stress in adults. Often, when working adults are facing financial issues, the resulting stress and anxiety can follow them to their workplace. Unsurprisingly, these stressed employees are unable to deliver to their full potential. If we ask about what is considered the ideal state […]

A warning on getting too friendly with CREDIT CARDS

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay […]