Income Tax Deadlines Approaching: Here’s An Essential Checklist to Maximise Savings

Besides the fact that taxes are often perceived as a financial burden, a lack of awareness about financial planning only adds more to the stress. A majority of taxpayers fail to fit the tax-saving piece into their financial puzzle. Maybe it’s time to teach students taxes when they’re still in school to train them for […]

All You Need to Know About Investing in Mutual Funds- for Beginners

Investments ensure the long-term financial security, which is why investing a portion of your earnings is one of the most important things you can do. Aspiring Indian professionals of today recognize that along with contributing to a financially secure future, investments can also be a steady source of income. Their returns can be channeled into […]

How financial stress impacts job performance

Stress is a universal issue, impacting professionals across sectors, designations, and organizations. It severely deteriorates an employee’s work performance and comes in different forms and shapes. Take financial stress – featuring challenges in meeting loan EMIs, or managing the usual daily bills at times. As any leader may guess, this can be a huge detriment […]

How Secure is my Personal Data With Instant Loan Apps?

Gone are the days when you had to toil for procuring an instant loan. With the availability of instant loan apps, you can easily avail of quick personal loans right through the comfort of your device. Apart from being instantaneous, the fact that the loans are usually uncollateralized has led to the unprecedented popularity of […]

The best ways to save on big purchases this shopping sale

The festive season is finally here, and it brings with it much-awaited shopping sales. With the global pandemic, there has certainly been a slump in the economy as people have put off making big purchases. But as the economy restarts again, e-commerce giants like Flipkart and Amazon have geared up for major shopping sales. Let’s […]

A Salary Advance, Now On A Card: Introducing The SalaryCard

The fintech sector has come along in the last half a decade. And so have our aspirations. Those of us fresh into our careers back then have evolved from young professionals building our lives, to aspirational individuals propelled by our own ambitions. In this period, EarlySalary is proud to have been a true partner – […]

Alternative Data Is Now Mainstream in Credit Risk Analysis

Over the years, an individual’s or even an organization’s creditworthiness has come to be defined by their credit score. A loanee’s traditional data (e.g. credit history, types of credit, credit utilization, etc.) is usually the only factor considered by credit scoring systems to evaluate their creditworthiness. The problem with this system is that a significant […]

EarlySalary Just Turned 5. #OneSmallStep for us, one giant leap for the Indian Credit Ecosystem

Since its inception five years ago, EarlySalary has enabled rapid, simplified credit access to millions of young working professionals. Be it assisting someone adjusting to a new town or helping them upgrade their skills. As Mr. Akshay Mehrotra, CEO and Co-Founder at EarlySalary puts it, “over the past 5 years, we have built one of […]

The RBI Moratorium Saga In 2020: All You Need To Know

The coronavirus pandemic hit economies worldwide, and regulatory authorities like the Reserve Bank of India recognized the hardships that borrowers might be facing in repayment of loans in times of such uncertainty. Hence, as a relief measure, the RBI introduced EMI moratoriums on all term loans in March 2020. This was for a duration of […]