How to select the right AC for your budget

Summers can be difficult, and in major parts of India can sometimes literally overheat your body, peace, and comfort. Therefore these days, it has become a necessity to have an air-conditioner at home. But getting them is not the easiest deal. After all, you have to look through all the different ACs and their features […]

Easy tips to improve credit score

Compiled By: Vimal Saboo, Chief Business Officer at EarlySalaryAbout Vimal: He is a Chartered Accountant and comes with experience of 22 years in the banking and credit domain. In his current role at Earlysalary, he focuses on building the Credit Risk Profiling system and spearhead Credit Risk, Analytics, Collection & Operations. Having a good credit score is […]

How do You Build Successful Work Teams? A Financial perspective

Financial wellness has recently gained importance to build successful work teams. And for good reason. After all, financial stress harms both the professional and personal lives of your employees, and by extension the organization too. According to a report, financial stress results in a 34% increase in tardiness and absenteeism. Along with being stressed, employees […]

Best personal finance books for 2021

None of us are born as financial experts, but having some command over how to manage money is crucial for everyone’s lives. This pandemic has been further testament to this fact, and it has become crucial to learn everything you can about personal finance. In our opinion, personal finance books are an amazing place to […]

How to negotiate a lower interest rate on loans?

Before sanctioning a loan to somebody, banks (or other lenders) consider many factors such as your loan amount, your repayment capacity, your credit score, etc. Given all the constraints, you should make sure you meet all the requirements and try to get a lower interest rate on loans. Here are a few ways that could […]

Should we use a housing renovation loan to finance home renovation?

Building your dream house is possibly the most anticipated as well as the most financially burdensome task you might undertake in your life. In recent times, with the COVID-19 lockdown, our homes became our office, our gym and essentially a safe sanctuary for all of us.  Our home, as often said, is the extension of […]

What are the ways to earn more credit card points?

Credit card points and rewards are a way of “rewarding” the loyalty of the customers by banks and other credit card companies. This is mainly done to cultivate good spending habits amongst credit cardholders. The interest on credit cards is pretty high ranging between 30%-60%. Missing or delaying a payment brings you the added penalties, […]

What can HR do to ensure successful retirements?

Retirement isn’t just about employees ending their careers at the respective organization, it’s more than that. The old guard exits the organization while new blood comes in. The vision of retirement involves much more than a simple goodbye. Many teams look exclusively at the financial aspects though, but this pandemic has taught everyone that efforts […]

This World Health Day: Let’s Stay Secure from Insecurities With ES Medical Loan

The World Health Day is an annual global health awareness day sponsored by the World Health Organization (WHO) and other related organisations that takes place on April 7th every year. The World Health Organization (WHO) organised the First World Health Assembly in 1948. With impact from 1950, the Assembly declared the seventh of April to […]

Your Credit Score Affects Your Job? Here’s How

Whether you are a young professional or a seasoned professional in the workforce for over a decade, entering into a new work environment is like stepping on a new planet.  As you prepare your CV, learn new lingo, there is one more thing you need to check- credit history and credit score. Yes, your credit […]