In this fast-paced world, we look for everything to be at the end of our fingertips. Be it getting your groceries on your doorstep, to getting a salon hair-styling at your home, everything has come nearer via technology and mobile devices. Finances were fairly early into this game, however. Instant loan apps on phones have been around for quite a while, making it easy for anyone to get a loan via their mobile.
People need money for various purposes – ranging from a short-trip or to paying for their child’s education. Emergencies are sudden, and you never know when you might face a cash crunch. Further, this pandemic has rattled everyone’s finances. It has been difficult for everyone to keep up with their finances with a virus around. In this situation, deciding to get out and get a loan from a bank or an NBFC seems scary.
This is where an online loan process comes to the rescue. There are several advantages to it including:
- Instant loan approval and disbursal process
- It can be availed on-the-go
- The documentation required is minimal and a simple file upload is required
- Easy accessibility via the platform and to confirm your application status
Further, going one step ahead, these online loans can be availed at the end of your fingertips, via your simple mobile phone. Online lending platforms also provide mobile apps which can be easily downloaded from the respective app stores. These apps give you the added advantage of being simpler and quicker.
Although one might question which loan app to use, to avail your loan which suits your needs. There are several such apps available in the market which might have various attractive schemes, but one of them that stands out among others is EarlySalary. It is a Pune-based fintech portal that has been changing the lives of people all around India with its affordable and convenient loans which it provides seamlessly. Loans can be availed starting from meager Rs. 1,000 to Rs. 5, 00,000 with minimal interest rates starting at just Rs. 9 per day.
EarlySalary has been a trusted portal for young and salaried individuals. You can use your loan for any purpose – EarlySalary has got you covered from travel loans to marriage loans and emergency medical loans. The loan gets sanctioned in a matter of a few hours, without you putting up any kind of collateral to facilitate your application. You can get your loans sanctioned for a range of up to 24 months, and without any prepayment charges.
The documentation is minimal and complete and the eligibility criteria are simple. The only criteria you have to follow to avail of a loan from here are:
- You have to be a salaried Indian citizen
- Existence of a Facebook/Google account to sign-in on the EarlySalary Instant Loan App
- You should be aged at least 18 years or above
- You must have a minimum salary of Rs 15,000 if you are a resident in a non-metro city or Rs 18,000 if you are a resident in a metro city.
The basic documentation including PAN Card, Address Proof, bank statement, Aadhar card, and a single selfie will ease your way into getting the desired loan for your needs. You can find EarlySalary all over India EarlySalary: Your One-Click Solution For Instant Loans.
EarlySalary is more than just a cash loan disbursal place. You can get instant loans, get a salary advance, and avail of its long-term financial loan solutions among a lot of choices in less than 10 minutes!
Feel free to get in touch with us for any questions on credit, loans, and your instant cash needs! We’re listening all day on:
Download the EarlySalary app here, and be a part of the #OneInAMillion experience.