Applying for a credit card is a fairly easy process, but many applicants tend to make some common mistakes while they’re at it. These mistakes have consequences – ranging from a flat-out denial of your application to potentially costly penalties in the future. Goes without saying, such mistakes are detrimental in getting the application itself […]
Category Archives: Credit Card
Credit Cards versus Instant Cash Loans
With the high rates of inflation, people today are often living end to end, with a very small percentage of their money headed into savings. In such scenarios, it is impossible not to rely on credit cards or loans to pull through the month. Even for regular expenditures including food and weekly entertainment, millennial’s have […]
Rise of Online Loan Lending Platforms
With the evolution in the field of information technology, the lifestyle of people started changing gradually. It started showing its effect on various sectors and one of them is banking and finance sector. Before the evolution, the process of completing a financial transaction was tough and physical presence of both person (borrower and lender) was […]
The World of Fintech
The world of Fintech The combination of Startups and Finance has lighted the thought bubble of Techies. This has prodded them to move forward to build a space that blends both. Basically Fintech organisations use technology to help users avail financial services effortlessly and on the go. Fintech encompasses all technology-based companies operating in insurance, […]
Applying for a Home Loan
Financial planning while taking a home causes us to hyperventilate without fail. This is an integral decision in our lives, where we are financially able to get a house of our own, but we dread the debt that follows to get one. We need to involve ourselves in comprehensive financial planning, tackle debts and control […]
How to Repair Your Credit Score?
Before conversing about fixing damages to the credit score. Let us talk about a good credit score. We often ignore credit score while applying for loans, and many of us unaware of the low score, until the lender rejects our application and informs us. We should not turn a deaf ear towards our credit score; […]
Default on Loan Can Severely Affect Your Credit Score
Authored article by Akshay Mehrotra, Co-Founder & CEO, EarlySalary.com Default on a loan can severely affect your credit history and may dramatically reduce your chance of getting any credit. Sometimes when we are young we choose not paying credit card for various reasons. Sometimes we just don’t have the money, sometime, the utility of the […]
How to Come out of Debt Trap?
Acknowledging that you are over leveraged is one of most important steps to get debt free. If you understand your finances, you will learn to manage them better. We have all gone through phases in life when we release that we are spending more than what we are earning and its important we understand this […]