How To Use Personal Loans To Build Your Credit Score

Financial planning is a crucial aspect of our lives often overlooked due to busy schedules or if we don’t know the importance of financial management in the first place. An important component is having a healthy credit score, and building one can often be challenging for people who are already in debt. Using personal loans […]

Low CIBIL Score? Here’s how you can get a Personal Loan anyway

Today, we rely heavily on loans from financial institutions to enable our goals and aspirations in becoming a reality – be it in the case of a wedding, an exotic travel plan (okay, not in 2020), or even buying a house or a car. And it’s these aspirations that often remind us of the criticality […]

How To Get Personal Loans Without A Credit Score?

Life can be a journey full of surprises. You can never anticipate when it will throw a curveball. The only aspect in your hands is maintaining sufficient preparation so that you hit a home run rather than lose the game. This is especially true in the case of money matters. Needs, emergencies, dreams, and wishes […]

Credit Score vs Credit Risk Assessment: What’s The Difference

The difference between credit score and credit risk assessment can often confuse both retail and institutional customers. Yes, the terms are fairly similar to each other and often sound interchangeable. They both provide a measure of a borrower’s credibility as well. But there are certainly differences on how they operate, how they are calculated and […]

The Winners and Losers in India’s Budget 2019

Prime Minister Narendra Modi’s government announced on 1st February an interim budget likely to boost his government’s popularity and woo voters in time for the 2019 General Elections. The budget, delovered by interim finance minister Piyush Goyal, includes several big announcements likely to benefit rural India and its lower middle-class populace. So let us have […]

Holiday on A Budget: 5 Tips for Making Your Holiday Affordable and Still Enjoyable

Holidays are often an expensive affair, with all the travelling, parties, gifts and everything else that we just have to do. But a budget holiday is not as impossible as it may seem, provided you’re willing to put some time and effort into planning it. There are several ways to save money on your holiday […]

Ways to Repay Loan Early

We encounter many situations wherein we have to rely on loans. And where there is a loan there is a debt that follows. We often become perplexed and overwhelmed after seeing the debt pile. This is often due to mismanagement. All that is required is a sense of systematic financial arrangement that will allow you […]

Planning for Retirement

“Retirement” .Do we need to think about it at all? If no, then perhaps now is the time to stop giving a cold shoulder to it. Being ignorant does not help carve a secure future. Though we are young and quite able at this stage in our lives. But do we think of times when […]

Setting Personal Budgets

In our lives today, it seems that we are constantly in our running shoes, because all we do is race to fulfilling our duties, necessities and obligations. Expenses are never-ending. How we wished that we could count the expenses on our fingers, but unfortunately we cannot. It has become extremely necessary to have a budget […]