Are Personal Loans Tax Deductible In India?

Quick personal loans are common these days. With instant personal loan platforms available today, this trend is gaining momentum every day. Personal loans are unsecured and can be availed of easily. This is why a larger number of borrowers find themselves going for these loans to procure funds for their personal needs. These requirements may […]

What is a bank statement and why do you need to submit it with EarlySalary?

A bank statement is a summary of transactions over a given period that includes the account owner’s name and account number along with bank data, charges, deposits, withdrawals, and deductions. The initial and closing balances of accounts are also shown on a bank account statement.  What is a bank statement? In a nutshell, a statement […]

Steps to get your bank account statement

A bank statement, also known as an account statement, is a bank-issued document that details the actions in a depositor’s savings or current account over the course of a given time and allows account holders to keep track of their transactions and accounts regularly.  Bank statements are required as a mandatory document when applying for […]

How to get your bank account statement as a PDF

A bank statement is a summary of transactions over a period. It includes the account owner’s name, account number, charges, deposits, withdrawals and deductions. Lenders like EarlySalary require users to submit a bank account statement in PDF form to apply for personal loans or instant cash loans.  If an account holder uses internet banking, the […]

How to get a bank statement without net banking credentials

Many customers of popular banks use online services to meet their banking needs and to check bank balances online. However, there are often instances when people do not have access to the internet or when online banking. In such cases, the question often asked is how to check my bank account balance or how to […]

The Importance Of EMI Calculator For Getting A Personal Loan

Highlight: Using an EMI calculator is essential before a potential borrower takes out a personal loan. Personal loans are even more accessible now on Early Salary! A personal loan is a credit instrument that has recently gained a lot of appeals, as it is an unsecured loan. It means you don’t have to submit or […]

Boost Your Income With 3 Best Investment Plans

Highlight: MFs, PPFs, and fixed deposits are investment options that are good for long-term financial goals, short-term goals, and tax savings. There are a few aspects that go into investment planning that determine how much money you may make, how safe your investments will be, and what rewards you will receive. To begin, think about […]

When Should You Consider Refinancing Your Loan?

The pandemic has caused a stir in the job markets. Many have faced pay cuts, and some even lost their sources of income. These factors have increased personal debt even more, with most professionals struggling to pay off their existing loans. Recently, many financial organizations have lowered the interest rates for their loan products. If […]

Fintech Landscape and Customer Expectations

Highlight: The customer experience and “meet all need” mindset will be pivotal in the coming years for fintech. Digital lending is emerging as a viable alternate for reaching those who have not been able to access financial services in the past. Geographical limitations can be overcome through innovative products, which in turn help in reducing […]