How to negotiate a lower interest rate on loans?

Before sanctioning a loan to somebody, banks (or other lenders) consider many factors such as your loan amount, your repayment capacity, your credit score, etc. Given all the constraints, you should make sure you meet all the requirements and try to get a lower interest rate on loans. Here are a few ways that could […]

Your Credit Score Affects Your Job? Here’s How

Whether you are a young professional or a seasoned professional in the workforce for over a decade, entering into a new work environment is like stepping on a new planet.  As you prepare your CV, learn new lingo, there is one more thing you need to check- credit history and credit score. Yes, your credit […]

Know about the 3 loans that give you tax benefit

Tax rebates are certainly an added advantage for several types of loans. Education loans, home loans, auto loans, and personal loans are among them. However, it becomes extremely important to understand that while some loans carry a tax benefit along with then, not all loans do. Any form of loan, no matter how small, is […]

What do Appraisals Look Like for the Post-Pandemic Year?

Organizations are in a bind when it comes to performance appraisals this year, with interesting implications in line for pay increases, along with the retention of top talent, and overall employee morale in these unprecedented times. We have already begun to feel the effect of the coronavirus pandemic on key business and people processes through […]

Money & Happiness: The Perfect Relationship

Ever asked friends and family the sutra to be happy? Relationships, values and other non-material things must have surely made it to that list. Plus, they would have also said that money can’t buy happiness. Guess what, a recent study shows that money can indeed make you happy. Yes, a study by Mathew Killingsworth corroborated […]

Tips To Do Budgeting With A Variable Income

Whether you are an entrepreneur starting your business venture, or a freelancer who is still exploring their options through different projects, budgeting with a variable income is never easy. If you are one of the 31.8% of urban Indian workers who are self-employed or work as a contractor or freelancer, your overall income is directly […]

Let the Lohri Warmth Turn Your Debt Problem Away

The new year festivities are nearly not over and Lohri, another popular festival, is right around the corner. While it is all fun and frolic while the festivities are going on, all the expenditure during this time can burn a hole in your pocket.  The new year shopping coupled with the financial hangover from the […]