Category Archives: Financial Health

The Relationship Between Financial Wellness And Team Morale

Money, or the lack of it, is a major cause of stress in adults. Often, when working adults are facing financial issues, the resulting stress and anxiety can follow them to their workplace. Unsurprisingly, these stressed employees are unable to deliver to their full potential. If we ask about what is considered the ideal state […]

A warning on getting too friendly with CREDIT CARDS

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay […]

Is Your Workspace Ready For AI-based HR assistants?

Artificial Intelligence has gone from being depicted as a primary character in sci-fi movies, to being a buzzword for quite a while, and finally actually penetrating today’s professional workspaces. It has brought with it a risk of unemployment for 38% of the US workforce (35% in Germany and 30% in the UK) according to PricewaterhouseCoopers. […]

Is your team focused on their work or their wallet?

At some point in a managerial role, we may wonder if our team is indeed adequately focused to deliver efficient results. A well coordinated team results in faster and more productive output, to the advantage of both the company and the employees. But often the case is such that employees lose touch with this part […]

What to Remember While Building a Financial Portfolio

A financial portfolio is a comprehensive collection of assets – stocks, bonds, liabilities, cash equivalents etc. Of course, it’s likely to consist of non publicly tradable securities as well, like art or real estate. A financial portfolio is usually held directly by investors, but can be managed by financial managers, or accountants.  Building a stable, […]

Credit Score vs Credit Risk Assessment: What’s The Difference

The difference between credit score and credit risk assessment can often confuse both retail and institutional customers. Yes, the terms are fairly similar to each other and often sound interchangeable. They both provide a measure of a borrower’s credibility as well. But there are certainly differences on how they operate, how they are calculated and […]

Stretch Your Christmas Budget and Enjoy Fully, with Instant Cash Loans

Christmas is nearly upon us as we all scramble to make the full of our winter holidays. Sometimes, our finances can play spoilsport and deflate some of our plans. Of course, it is frustrating seeing your plans crumble down in the most exciting month of the year. What is a holiday if you cannot truly […]

Should You Incentivise Your Benefits?

Most organisations today are justifiably focused on sourcing and retaining top talent. With the popular belief that incentives or bonuses are the right way to go about increasing productivity, organisations may be failing to generate that crucial RoI from their talent pool. Some of the popular incentives are bonuses, health insurance, benefits for commuting employees […]

Improving Organisational Culture: 5 Tips

Keeping up with a modern workforce dominated by a generation of millennials is all about embracing the impetus for change in the traditional ways of work structures and employment patterns. To attract and retain critical talent, organisations need to go beyond focusing on their teams in the context of measurable and attainable goals. Sure, metrics, […]