Are the Late 20s The Most Financially Stressful Period of Your Life?

As any 20 something having lived in the 2010s would concur, financial planning and money management is a critical skill to have in today’s day and age, perhaps more than in any period before. It’s a common belief that your late 20s are the most financially stressful years of your life. Which is partially true. […]

Powering Financial Wellness for Corporate India: EarlySalary’s Employer tie-Ups

As an increasing number of organisations across the globe recognise the paramount significance of financial wellness programs for their employees’ financial health and well-being, a common awareness in the corporate sector is the concern about financial literacy among new and existing employees. 72% of the employees in Indian workplaces had no idea about how to […]

Artificial Intelligence In Hiring: Is Bias A Major Concern?

Artificial Intelligence has rapidly moving from a concept on paper to a legitimate technique with applications across domains. The tech world was talking about AI for a while now, but now, the other industries are abuzz with it, too. The use of AI is slowly becoming normalised; something to be expected, even. This is especially […]

The Relationship Between Financial Wellness And Team Morale

Money, or the lack of it, is a major cause of stress in adults. Often, when working adults are facing financial issues, the resulting stress and anxiety can follow them to their workplace. Unsurprisingly, these stressed employees are unable to deliver to their full potential. If we ask about what is considered the ideal state […]

A warning on getting too friendly with CREDIT CARDS

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay […]

Is Your Workspace Ready For AI-based HR assistants?

Artificial Intelligence has gone from being depicted as a primary character in sci-fi movies, to being a buzzword for quite a while, and finally actually penetrating today’s professional workspaces. It has brought with it a risk of unemployment for 38% of the US workforce (35% in Germany and 30% in the UK) according to PricewaterhouseCoopers. […]

Is your team focused on their work or their wallet?

At some point in a managerial role, we may wonder if our team is indeed adequately focused to deliver efficient results. A well coordinated team results in faster and more productive output, to the advantage of both the company and the employees. But often the case is such that employees lose touch with this part […]

What to Remember While Building a Financial Portfolio

A financial portfolio is a comprehensive collection of assets – stocks, bonds, liabilities, cash equivalents etc. Of course, it’s likely to consist of non publicly tradable securities as well, like art or real estate. A financial portfolio is usually held directly by investors, but can be managed by financial managers, or accountants.  Building a stable, […]