Our Republic Turns 71: Has Our Credit Sector Kept Pace?

They say the concept of credit is as old as humanity itself; coming into existence even before the concept of money did. The concept of formal credit, however, is a little more recent. On the occasion of the Indian Republic turning 71, we trace the history of the Indian credit sector, and see how it […]

Sound Financial Advice: Invest more, Spend More.

Why is investing important? It is a question with an obvious but prudent answer. If you are already struggling to manage a monthly budget and repaying debts, you might wonder why should you add another financial task to your to-do list. But, investing might be the most important expenditure of all. Investing is crucial as […]

Don’t let your organization miss the mark of pay equity

While pay equity as a concept is fairly old, its context has continued to evolve with time. Originally leveraged as a tool to combat the adverse impact of unequal pay between people of varying social classes and backgrounds, it is now the de facto term to address gender pay disparity. India has had a good […]

Employee Financial Welfare and Performance: A Deeper Look into The Relationship

By Aamir Devra Compensation & Benefits, KPIT The relationship between an employer and an employee is arguably the most complex one of all. At first glance, it can seem fairly standard, in the sense that it is one based on mutual benefit. On a closer look, however, we come across a plethora of factors that […]

Enhancing Organisational Culture

What does Organisational Culture mean and why is it important? “A company’s culture is the foundation for future innovation. An entrepreneur’s job is to build the foundation.” Brian Chesky, Co-founder and CEO of Airbnb, accurately sums up the essential role organisational culture plays in today’s time. In this era of rapid economic acceleration and business […]

Why should i apply from EarlySalary?

– Over 8 million app downloads– Over 6 lakh instant loans disbursed– Loans worth ₹ 1000 Cr+ disbursed – largest amount of loans given in India by an app based company– Approved loan amount can be used to shop on Amazon, Flipkart, Big Bazaar, Yatra, MakeMyTrip & more– Loan approved and disbursed in 10 minutes– […]

How EarlySalary has revolutionized borrowing in India

Borrowing has become a norm for the young Indian working population. A growing number of Indians are taking loans for a wide variety of reasons, fueled partly by the fact that loans have become so much more accessible for the market today. Loans for travelling, personal loans for shopping, loans specially curated to start your […]

How Secure are Instant Loan Portals

Instant loans are available on various portals online. Their application and approval process is fast and hassle-free, and the loan is transferred almost immediately to your account. Everything from the application process to document verification is done online, from the comfort of your home. However, while this is very convenient, you need to be careful […]

Why Financial Wellness Should Be An Essential Part of Employee Wellness

Before discussing the need of financial wellness programs in the workplace, it is crucial to understand what financial wellness is. Many employees, especially at the start of their career, tend to struggle to curtail their expenses, and end up trapped in what is called paycheck-to-paycheck living. The result? Scenarios where the employee’s monthly outflow of […]

Interest rates explained: Credit cards and ES

Millennial’s largely depend on credit and borrowed money, far more than the preceding generations. Weekend vacations, buying a car or even sudden shopping trips may often not fit into their monthly salary. Financial institutions have long identified this problem and come up with several alternatives depending on the amount you need to borrow, the income […]