How Net Banking Can Save Time?

Let’s first have a conversation on what net banking is. In the simple words, we can monitor our bank account online and even carry out transactions with net banking. This electronic payment system frees us of the task of physically going to a bank. We can carry out multiple transactions on the bank/financial institution’s website […]

Common Money Management Mistakes Fresher’s Commit in their Early Years

While you are young, you do not really realize the role that money plays in your life in latter stages. So it becomes imperative to realize that there is a balance in money management that we need to attain. Just entering into the shoes of an employee makes you see the world with a different […]

Applying for a Home Loan

Financial planning while taking a home causes us to hyperventilate without fail. This is an integral decision in our lives, where we are financially able to get a house of our own, but we dread the debt that follows to get one. We need to involve ourselves in comprehensive financial planning, tackle debts and control […]

How to Repair Your Credit Score?

Before conversing about fixing damages to the credit score. Let us talk about a good credit score. We often ignore credit score while applying for loans, and many of us unaware of the low score, until the lender rejects our application and informs us. We should not turn a deaf ear towards our credit score; […]

Money Management Apps

Who doesn’t want a peaceful night’s sleep? But we do not always get what we want. We know for a fact that money matters, but money matters hound us in our sleep. We have to essay the role of a smart money manager. Balanced budget is a must. But it is not as easy as […]

How to Handle Finances Right After Marriage?

Youngsters before marriage find themselves perplexed when finances are being spoken of. There is an absence of savings or a very much required emergency fund. Since their money management habits are haywire,it becomes essential that they get improved and systematic after marriage. If the financial loopholes are not taken care of , then these become […]

How do I allocate my Salary?

Being at the point of time in our lives, where we finally feel financially able is enthralling. However, it is imperative to not go overboard on spending, and channelize our monetary resources. We make numerous mistakes during this phase of our lives like we spend more than we earn. This pushes us in a deep […]

Default on Loan Can Severely Affect Your Credit Score

Authored article by Akshay Mehrotra, Co-Founder & CEO, EarlySalary.com Default on a loan can severely affect your credit history and may dramatically reduce your chance of getting any credit. Sometimes when we are young we choose not paying credit card for various reasons. Sometimes we just don’t have the money, sometime, the utility of the […]