Factors That Affect Your Personal Loan Interest Rate

Personal loans have witnessed a huge surge in demand and continue to grow at a rapid rate. People may require quick personal loans to settle their different financial needs, be it a wedding, vacation, tuition fee, event organising, renovation projects, medical emergencies etc. Being multipurpose, typically unsecured, and in some cases, no credit score checks, […]

Are Personal Loans Tax Deductible In India?

Quick personal loans are a ballooning trend these days, and thanks to instant personal loan platforms, this trend is gaining momentum everyday. Since personal loans are unsecured and can be availed easily, a larger number of borrowers find themselves going for these loans to procure funds for their personal needs. These requirements can be anything, […]

For Gen Y, this is why taking instant loans is a better option

American politician and businessman Gavin Newsom once expressed his thoughts on the uncertainty of life. He said, “I feel we are well prepared for a disaster… but the reality is you can never be prepared enough. Never.”  In today’s time, it has become essential to have an in-depth understanding of financial wellness. The working class, […]

Treat Yourself This Festive Season, With Instant Personal Loans

India is priming for its annual festive overdrive – with a pack of festivals followed by multiple other packs coming up back to back. We’ve already celebrated Onam and Ganesh Chaturthi only recently, and yet have more major celebrations coming our way with Navratri followed by Diwali. Of course, being a society that prides itself […]

What is a Salary advance and how it is different from a Personal loan?

With the rise of new age borrowing sources, the consumer finance space is delivering a wide range of options across segments to its customers. Salary advances and personal loans are some new age borrowing options for retail consumers that offer credit without collateral to salaried professionals. Let’s take a closer look at both: Salary Advance […]

Leaving your money in the bank? You’re losing it!

Money saved is money earned – but this is not equivalent to funds left idle in the bank. Idle cash that does not generate any return may ultimately be costing you money after accounting for inflation when you’re calculating the real-adjusted returns. In earlier times, money left in the bank generated at least a somewhat […]

Factors Impacting Your CIBIL Score

Nothing is worse than having a bad credit score, as it can tarnish your social image. How do I improve my credit score, what are the factors which hit your CIBIL score hard and what should we do to avoid them, are some of the common difficulties, most of the people go through but they […]