Should we use a housing renovation loan to finance home renovation?

Building your dream house is possibly the most anticipated as well as the most financially burdensome task you might undertake in your life. In recent times, with the COVID-19 lockdown, our homes became our office, our gym and essentially a safe sanctuary for all of us.  Our home, as often said, is the extension of […]

How HR Can Help Millennial employees In Financial Planning

Financial stress is undoubtedly one of the most prevalent and widespread concerns among the working class, especially millennials who are inching closer to retirement every day and have not yet established or opened a retirement savings fund. Millennials are different from their predecessors in more ways than one- they have witnessed and pulled through two major […]

Here’s How To Tackle Your Compulsive vs Impulsive Shopping Habit

To a great extent, we all get excited by consumerism but some fall prey to compulsive and impulsive shopping behaviors. While most of us think a lot about money- how much we have, how much we need, how to get more, etc., we still end up messing up our finances and budget. Given the importance […]

Catch Up On Late Bills With EarlySalary

Falling behind isn’t a pleasant experience, especially if it’s falling behind on bills. Late bills can be extremely stressful and as everybody understands – they can spring up due to several reasons. That’s no excuse though, as defaults can easily mean non-availability of a vital service. Fret not, the EarlySalary team designed this step-wise guide on […]

A Quick Guide on Personal Loans for Salaried Employees

With the business world being taken up by a storm of young professionals, it is an obvious corollary that their personal needs and aspirations are on the rise as well. In today’s time, more and more people are resorting to taking personal loans to fulfil their short term and long term needs and aspiration: be […]

How To Use Personal Loans To Build Your Credit Score

Financial planning is a crucial aspect of our lives often overlooked due to busy schedules or if we don’t know the importance of financial management in the first place. An important component is having a healthy credit score, and building one can often be challenging for people who are already in debt. Using personal loans […]

Will 2021 See The Return of Vacations? You Might Want To Be Financially Prepared

With the COVID 19 pandemic hitting us out of nowhere in early this year itself, all our plans for 2020 went down the drain. Most of us have been stuck at home for the majority of this year, and it feels like a new beginning for many things. Even though the COVID 19 pandemic is […]

A Beginner’s Guide For Choosing and Comparing The Best Personal Loan Offers

Personal loans are ideal for both aspirations and pressing financial needs. Called an unsecured loan, this type of credit is extremely popular, making up 28% of all bank credit in India. Unsurprisingly then, there’s no shortage of lenders seeking to meet this market demand. Some even give you instant approval after applying, and you can […]

Restructuring Your Personal Loans – The Solution Is Debt Consolidation

Debt consolidation relates to the process of taking out a new loan to pay off other debts, generally unsecured ones.  Manifold debts are merged into a single one in which the payoff terms are favorable to you. A debt consolidation loan is that unsecured personal loan which is taken to combine all other debts into […]