How financially prepared are you to face the coronavirus?

Compiled By: Ashish Goyal About Ashish: He is the Co-founder and Chief Financial Officer at EarlySalary. He oversees the overall strategic direction of the company and focuses on enhancing the brand’s market position. Ashish also focuses on building the funding profile of the company. Backed by over 18 years of experience in the global financial […]

Desire a steep price tag item? How to smartly tackle your shopping wish list.

With seasonal sales always on the horizon and e-commerce giants often announcing festive season best-ever sales on their websites, ‘Not Shopping’ is hardly an option for the consumer (or even the utilitarian). The internet is constantly flooded with coverage of online sales on Flipkart, Amazon, Myntra, and many more. Anything and everything you need to […]

A warning on getting too friendly with CREDIT CARDS

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay […]

How To Deal With “Lend Me” Friends

Mario Puzo once said that friendship and money are like oil and water. This can sound like an unusual take, and would certainly not be true in all cases, but having ‘lend me’ friends can have disastrous consequences. These may range from never seeing your friend again and burning relationships, or never getting your money […]

Why You Should Use An Online Loan App For Your Finance Requirements

India is changing, along with evolving mindsets, practices, and habits. For example, today, taking a loan is no longer a taboo. Young Indians take a loan for a variety of purposes— such as studying overseas, financing holidays, renovating their homes, buying a car, and also for their weddings! To fulfil this growing demand, many organizations […]

Why is there an increase in demand of personal loans?

As the indebtedness of the average Indian grows, we cannot ignore the surge of retail loans over the past five financial years. As we cast our eyes on the rise in the number of loan accounts, we observed that retail loans have clocked a compounded annual growth rate (CAGR) of 16.4%. However, the CAGR of […]

9 Signs you are living a Financially Sound life

Financial stability is a goal most adults work towards and wish to have. Although achieving it can seem intimidating, it is a reliable indicator of one’s ability to live an effortless life in today’s world. The need to feel financially stable and secure comes with adulting, and is a commonly seen outlook in young adults […]

5 Reasons Why Personal Loans May Get Rejected

Personal loans are generally ad hoc credit provisions from financial institutions when in dire need of money for a variety of expenses. They are often short term loans, which provide immediate respite in times of need.  They require no collateral; all you have to do to get a personal loan is get approved by the […]

Why is the Indian Market rapidly moving to Personal Loans Online?

“We are in the midst of a robust Indian consumer credit market expansion where we are seeing immense growth in both the number of accounts and balances for most major credit products, including credit cards and personal loans,” – Yogendra Singh, Vice President of Research and Consulting, TransUnion CIBIL. The online credit market has been […]

Treat Yourself This Festive Season, With Instant Personal Loans

India is priming for its annual festive overdrive – with a pack of festivals followed by multiple other packs coming up back to back. We’ve already celebrated Onam and Ganesh Chaturthi only recently, and yet have more major celebrations coming our way with Navratri followed by Diwali. Of course, being a society that prides itself […]