A warning on getting too friendly with CREDIT CARDS

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay […]

How To Deal With “Lend Me” Friends

Mario Puzo once said that friendship and money are like oil and water. This can sound like an unusual take, and would certainly not be true in all cases, but having ‘lend me’ friends can have disastrous consequences. These may range from never seeing your friend again and burning relationships, or never getting your money […]

Why You Should Use An Online Loan App For Your Finance Requirements

India is changing, along with evolving mindsets, practices, and habits. For example, today, taking a loan is no longer a taboo. Young Indians take a loan for a variety of purposes— such as studying overseas, financing holidays, renovating their homes, buying a car, and also for their weddings! To fulfil this growing demand, many organizations […]

Stretch Your Christmas Budget and Enjoy Fully, with Instant Cash Loans

Christmas is nearly upon us as we all scramble to make the full of our winter holidays. Sometimes, our finances can play spoilsport and deflate some of our plans. Of course, it is frustrating seeing your plans crumble down in the most exciting month of the year. What is a holiday if you cannot truly […]

Why is there an increase in demand of personal loans?

As the indebtedness of the average Indian grows, we cannot ignore the surge of retail loans over the past five financial years. As we cast our eyes on the rise in the number of loan accounts, we observed that retail loans have clocked a compounded annual growth rate (CAGR) of 16.4%. However, the CAGR of […]

Instant Loan Approval Apps: An Easy Access To Travel Loans For Your Dream Destination

Planning to travel to your dream destination? Is your bank balance holding you back from travelling more and beyond? Well, not anymore. With the growth of financial services, travelling to new places and rejuvenating oneself from the hectic schedule of work-life is much easier. Instant loan approvals through apps have made it much easier for […]

Instant Loan Apps Are Revolutionizing Credit In India. Here’s How

Thanks to the innovations in the fintech sector, borrowing money has never been easier. Among the by-products of the amalgamation of finance and technology are digital lending platforms or instant loan apps that allow people to borrow money in a faster and hasslefree way. Due to their instantaneous lending process and other advantages, digital lending […]

9 Signs you are living a Financially Sound life

Financial stability is a goal most adults work towards and wish to have. Although achieving it can seem intimidating, it is a reliable indicator of one’s ability to live an effortless life in today’s world. The need to feel financially stable and secure comes with adulting, and is a commonly seen outlook in young adults […]

5 Reasons Why Personal Loans May Get Rejected

Personal loans are generally ad hoc credit provisions from financial institutions when in dire need of money for a variety of expenses. They are often short term loans, which provide immediate respite in times of need.  They require no collateral; all you have to do to get a personal loan is get approved by the […]

Why is the Indian Market rapidly moving to Personal Loans Online?

“We are in the midst of a robust Indian consumer credit market expansion where we are seeing immense growth in both the number of accounts and balances for most major credit products, including credit cards and personal loans,” – Yogendra Singh, Vice President of Research and Consulting, TransUnion CIBIL. The online credit market has been […]