6 Expenses You Can Easily Finance With An *Instant Personal Loan*

Instant personal loan apps are re-sculpting the pillars on which the loan industry stood. One of the necessary commodities to thrive in any era is money. In a fast-paced time like today, where time is money, these loan apps are literally saving you opportunity costs by offering personal loans at quick speeds. Now a question […]

Unsecured Loans Are Surging in Popularity. Here’s Why

If you have been following financial news anytime in the past couple of years, it is pretty evident that unsecured loans are gaining back some of the popularity they used to have in the yesteryears. The case used to be that the unsecured loans of those times lured people with low incomes to apply for […]

How financially prepared are you to face the coronavirus?

Compiled By: Ashish Goyal About Ashish: He is the Co-founder and Chief Financial Officer at EarlySalary. He oversees the overall strategic direction of the company and focuses on enhancing the brand’s market position. Ashish also focuses on building the funding profile of the company. Backed by over 18 years of experience in the global financial […]

Desire a steep price tag item? How to smartly tackle your shopping wish list.

With seasonal sales always on the horizon and e-commerce giants often announcing festive season best-ever sales on their websites, ‘Not Shopping’ is hardly an option for the consumer (or even the utilitarian). The internet is constantly flooded with coverage of online sales on Flipkart, Amazon, Myntra, and many more. Anything and everything you need to […]

A warning on getting too friendly with CREDIT CARDS

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay […]

How To Deal With “Lend Me” Friends

Mario Puzo once said that friendship and money are like oil and water. This can sound like an unusual take, and would certainly not be true in all cases, but having ‘lend me’ friends can have disastrous consequences. These may range from never seeing your friend again and burning relationships, or never getting your money […]

Why You Should Use An Online Loan App For Your Finance Requirements

India is changing, along with evolving mindsets, practices, and habits. For example, today, taking a loan is no longer a taboo. Young Indians take a loan for a variety of purposes— such as studying overseas, financing holidays, renovating their homes, buying a car, and also for their weddings! To fulfil this growing demand, many organizations […]

Why is there an increase in demand of personal loans?

As the indebtedness of the average Indian grows, we cannot ignore the surge of retail loans over the past five financial years. As we cast our eyes on the rise in the number of loan accounts, we observed that retail loans have clocked a compounded annual growth rate (CAGR) of 16.4%. However, the CAGR of […]

9 Signs you are living a Financially Sound life

Financial stability is a goal most adults work towards and wish to have. Although achieving it can seem intimidating, it is a reliable indicator of one’s ability to live an effortless life in today’s world. The need to feel financially stable and secure comes with adulting, and is a commonly seen outlook in young adults […]

5 Reasons Why Personal Loans May Get Rejected

Personal loans are generally ad hoc credit provisions from financial institutions when in dire need of money for a variety of expenses. They are often short term loans, which provide immediate respite in times of need.  They require no collateral; all you have to do to get a personal loan is get approved by the […]