Debt Traps in 2019: How to avoid them

A month end finance crunch often forces us to go the credit way to supply our wants. Lifestyle expenses, unforeseen medical emergencies, education expenses, home loans and many more expenses can be a deep source of source. Monthly expenses that fall heavy on our pockets – like financing of expenses, paying off subscriptions, using savings […]

Want to reduce your taxable income to Rs 5 lakh? Here’s a list of all deductions you can claim

The Interim Budget 2019 introduced some goodies for those earning below INR 5 Lakh per year. So, if your annual gross income ranges between INR 6 to 11 lakhs, you can now try and claim certain tax deductions in order to reduce your taxable income. With the low and middle income group in mind, the […]

How To File Income Tax?

If handling finances wasn’t enough, we have taxes in place too to give us gripping nightmares. However tax payment and filing income tax returns are both crucial for achieving a financial stability in life. ITR filing is mandatory is a person’s gross total pay exceeds 2.5 lakhs. The basic motive for filling income tax return […]

Common Money Management Mistakes Fresher’s Commit in their Early Years

While you are young, you do not really realize the role that money plays in your life in latter stages. So it becomes imperative to realize that there is a balance in money management that we need to attain. Just entering into the shoes of an employee makes you see the world with a different […]

Money Management Apps

Who doesn’t want a peaceful night’s sleep? But we do not always get what we want. We know for a fact that money matters, but money matters hound us in our sleep. We have to essay the role of a smart money manager. Balanced budget is a must. But it is not as easy as […]

How to Come out of Debt Trap?

Acknowledging that you are over leveraged is one of most important steps to get debt free. If you understand your finances, you will learn to manage them better. We have all gone through phases in life when we release that we are spending more than what we are earning and its important we understand this […]

Save Your Neck, Save Your Tax

Often it happens that salaried people end up paying more tax than actually needed. This happens mostly because of lack of knowledge about tax saving. If you feel that you have a similar story and are figuring a way out to reduce the tax burden, then this article is for YOU… Indeed, there are many […]