Why should you choose a salary advance over a personal loan?

With inflation (and expenses) increasing consistently, it is understandably challenging for folks to pull through the entire month with their salary. In such scenarios, they often turn to some form of credit, which assists in dealing with any unplanned or emergency situations such as sudden medical expenses, a family occasion, or even relocating to a […]

How many ways can you get a personal loan in India?

Not all of us can maintain a contingency fund to serve us in times of need and urgency. Though financial experts advise us to have one in place to handle at least six months of expenses, it’s easier said than done. Budgetary constraints and rising day-to-day expenses are difficult enough to deal with in themselves. […]

Financial Wellness At Workplaces: Why It’s Critical

The role of financial wellness in organisations is undeniably of utmost vitality. Complex organisational structures and modern corporate lifestyles often heighten stress levels among employees. Stress is now ranked as the top lifestyle risk factor, with more serious repercussions than obesity and physical activity. And financial concerns of individual employees are the biggest factor impacting […]

Month-end cash crunch? Forget the blues with EarlySalary

Millennials’ lives are not contained by their basic salaries. As a result, a cash crunch at the end of the month isn’t uncommon. Borrowing from parents could be an option, but that is usually the last resort. Borrowing from friends is an option too, but they’re likely to be in a similar economic condition. Infact, […]

How to improve your Credit Score in 5 easy steps

Credit scores, commonly called CIBIL scores, [Credit Information Bureau (India) Limited] are a crucial parameter that lenders evaluate before approving loans and credit cards. As per the RBI’s mandate, all banks should check the CIBIL score of every loan/credit card applicant at the time of evaluation. A poor CIBIL score reflects poor credit management skills, […]

Emotional Intelligence for Workplace Leaders

By: Sudhir Dhar, Director – Group CHRO, Motilal Oswal Emotional Intelligence is a type of social intelligence that involves the ability to monitor one’s own intelligence related to emotions and also respect other people’s emotions and use this information to guide one’s thinking and action. Emotional intelligence is the ability to identify, use, understand, and […]