Preserving Your Credit Score: 7 Things To Watch Out For

Imagine being able to borrow money without any hassles or unruly paperwork, so that you could buy your dream car or house. However, reality is far from such a scenario. Borrowing money from the bank depends on a number of factors – the most important being your credit score. A credit score is an indicator […]

Financial Wellness At Workplaces: Why It’s Critical

The role of financial wellness in organisations is undeniably of utmost vitality. Complex organisational structures and modern corporate lifestyles often heighten stress levels among employees. Stress is now ranked as the top lifestyle risk factor, with more serious repercussions than obesity and physical activity. And financial concerns of individual employees are the biggest factor impacting […]

Month-end cash crunch? Forget the blues with EarlySalary

Millennials’ lives are not contained by their basic salaries. As a result, a cash crunch at the end of the month isn’t uncommon. Borrowing from parents could be an option, but that is usually the last resort. Borrowing from friends is an option too, but they’re likely to be in a similar economic condition. Infact, […]

How to improve your Credit Score in 5 easy steps

Credit scores, commonly called CIBIL scores, [Credit Information Bureau (India) Limited] are a crucial parameter that lenders evaluate before approving loans and credit cards. As per the RBI’s mandate, all banks should check the CIBIL score of every loan/credit card applicant at the time of evaluation. A poor CIBIL score reflects poor credit management skills, […]

Emotional Intelligence for Workplace Leaders

By: Sudhir Dhar, Director – Group CHRO, Motilal Oswal Emotional Intelligence is a type of social intelligence that involves the ability to monitor one’s own intelligence related to emotions and also respect other people’s emotions and use this information to guide one’s thinking and action. Emotional intelligence is the ability to identify, use, understand, and […]

How Much Of Our Wishlist Did The 2019 Budget Check?

The annual budget announcement is a fairly hyped event, the ones preceding a national election are even more so. Just like this year’s Interim Budget presented by Piyush Goyal for the Modi government. The media was abuzz with a whole range of expectations, predictions and hopes from the people, and now that it’s behind us […]

The Winners and Losers in India’s Budget 2019

Prime Minister Narendra Modi’s government announced on 1st February an interim budget likely to boost his government’s popularity and woo voters in time for the 2019 General Elections. The budget, delovered by interim finance minister Piyush Goyal, includes several big announcements likely to benefit rural India and its lower middle-class populace. So let us have […]

Budget 2019 Summarized: All Schemes

India’s Interim Budget 2019-20 was announced by Minister of Finance, Corporate Affairs, Railways and Coal, Piyush Goyal on 1st February 2019. Highlights include an annual income scheme for small and marginal farmers, tax benefits for the middle-class, a “mega” pension scheme for workers in the unorganised sector, reforms in stamp duty and more. Here’s a […]

Financial Wellness in India and the Technologies Aiding It

There’s no stress like financial stress. Money plays a very important role in our lives and not having enough money could disrupt our health, both physical and mental. Not to forget the impact it would have on the performance at the workplace. In the light of increased workload and pressure, employers are now taking the […]

5 Reasons A Salary Advance Is All We Need

For a lot of students fresh out of college plunging straight into the work environment, it can be understandably difficult to keep up with all the added expenses. Employees often find themselves either borrowing money from home or living a very frugal lifestyle towards the end of the month. This isn’t very uncommon – setting […]