Highlight: EarlySalary is one top solution for instant loan requirements, where borrowers can get up to 5 lacs in an extremely easy way.
Emergencies often jump at you without any prior notice. The urgent need for some money – be it medical bills or educational costs- can potentially force us to break our piggy banks, dig into our savings, and hamper our long-term stability. These unforeseen circumstances can be easily met by opting for instant loans from EarlySalary to meet all your urgent financial needs
Traditional sources of finance such as banks and financial institutions are unsuitable for emergent needs as they are time-consuming, require several formalities and paperwork. Often, the loan application is rejected owing to a lower credit score. On the other hand, credit cards grant instant money on credit, but the interest charges make them an expensive deal, and the loan amount needs to be returned within 55 days. In such cases, it is always better to rely on a safety net, where you can avail of instant loans in a completely hassle-free manner.
Now, in 2021, getting an instant loan is genuinely instant. You can now get all your urgent requirements met in a seamless and stress-free manner. EarlySalary, India’s trusted online platform for instant loans, is your one-stop solution for all your financial needs. You can get up to INR 5,00,000 in your bank account with minimal documentation and reduced interest rates in less than 10 minutes.
The entire process is very simple. Proudly serving four million customers, EarlySalary has been a reliable and secure platform making credit easy and affordable. Let’s explore how EarlySalary’s instant loans benefit the users:
Features of Instant cash loan
- Collateral-free: Instant loans by EarlySalary are completely risk-free. There is no collateral required while accessing these loans.
- Completely transparent: EarlySalary has a clear system in place for handling personal loans. The entire process is carried online, and you will be kept up to date at all times.
- Swift Approval: Instant loans are processed using software and automated algorithms, which reduces the overall processing time. Processing tasks that used to take 4-5 days to accomplish earlier are now completed in minutes. As a result, you can receive fast e-approval within minutes.
- Interest Rates: Interest rates are as low as INR 9/day for INR 10,000 borrowed.
- No Hidden Costs: The interest rate will only be charged for the number of days the loan amount is used. There are no hidden costs.
- 24*7 customer services: The 24*7 customer service in place at EarlySalary is there to solve all your loan-related queries.
- Convenient Repayment: You can take an instant loan from INR 5,000 to 5,00,000 from EarlySalary. Aside from your desired loan amount, you also get a flexible repayment duration ranging from 1 to 5 years which you can decide at your convenience. There are also no prepayment charges.
Eligibility for acquiring an Instant Loan
The following eligibility requirements have to be met to be eligible for an instant loan at EarlySalary:
- You must be between the age of 21 years to 55 years.
- You must be an Indian citizen.
- The minimum salary requirement for Metro cities is INR 18,000 p.m., and for non-metro cities is INR 15,000 p.m.
Steps to get an Instant loan
EarlySalary has a simple 6-step process for attaining instant loans:
- Download the EarlySalary app on your smartphone or visit the website here.
- Register yourself on the app or website with some basic details- your name, phone number, address, etc.
- Get instant approval.
- After approval, upload your KYC documents. Now you have to upload some very basic documents to get final approval.
- Stop and Review.
- After your KYC is placed, select the desired amount to transfer to your bank account.
Mentioned below are the documents( and the choices) you have to upload during the loan process.
- Passport Size photograph
- Proof of Identity: Passport/ Aadhar card/Pan card/ driver’s license
- Proof of Address: Passport/ a rental agreement/ utility bills.
- Proof of Income: Bank statements and salary stubs for the last 3 to 6 months.
Benefits of choosing EarlySalary
The loan application process used by EarlySalary is 100% confidential, and the whole process is completed in merely 10 minutes. Once you get the amount credited to your account, you are free to spend your money however you want. You don’t have to worry about your documentation. The platform also has a no-questions-asked usage policy.
Any salaried professional can take a loan at interest rates as low as rupees 6 per day. Best part? You may get your loan approved on the same day of application. There are also no prepayment charges or hidden costs. You’ll only be charged for the number of days you use the money.
EarlySalary EMI Calculator
EarlySalary also provides you with an EMI Calculator. EMI Calculators are very useful in calculating the rate of EMI according to your interest rate. It is highly beneficial as it will help you to navigate your expenditure accordingly. Use the EarlySalary EMI calculator after you get your instant loan.
EarlySalary prides itself on 1.9 million-plus secure loans disbursing over INR 4,000 crore. It has served over 5,00,000 happy customers. With minimal documentation, instant gratification, no prepayment charges, and fast disbursement, you have found the perfect platform to satisfy your needs.
Choose to transfer money into your bank account directly, or get the EarlySalary card now!
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