Ways to Repay Loan Early

We encounter many situations wherein we have to rely on loans. And where there is a loan there is a debt that follows. We often become perplexed and overwhelmed after seeing the debt pile. This is often due to mismanagement. All that is required is a sense of systematic financial arrangement that will allow you […]

Planning for Retirement

“Retirement” .Do we need to think about it at all? If no, then perhaps now is the time to stop giving a cold shoulder to it. Being ignorant does not help carve a secure future. Though we are young and quite able at this stage in our lives. But do we think of times when […]

Tips to Consider before Lending Money to Friends

Lending money to friends becomes a difficult choice at times. Money has the tendency to create rifts between closely bonded people. Yet money is a topic that becomes unavoidable. Lending and borrowing between friends can lead to sequences of debts, debt traps, uninvited apprehension and animosity. Situations where the money is borrowed, and half-returned, partially […]

Setting Personal Budgets

In our lives today, it seems that we are constantly in our running shoes, because all we do is race to fulfilling our duties, necessities and obligations. Expenses are never-ending. How we wished that we could count the expenses on our fingers, but unfortunately we cannot. It has become extremely necessary to have a budget […]

How Net Banking Can Save Time?

Let’s first have a conversation on what net banking is. In the simple words, we can monitor our bank account online and even carry out transactions with net banking. This electronic payment system frees us of the task of physically going to a bank. We can carry out multiple transactions on the bank/financial institution’s website […]

Common Money Management Mistakes Fresher’s Commit in their Early Years

While you are young, you do not really realize the role that money plays in your life in latter stages. So it becomes imperative to realize that there is a balance in money management that we need to attain. Just entering into the shoes of an employee makes you see the world with a different […]

Applying for a Home Loan

Financial planning while taking a home causes us to hyperventilate without fail. This is an integral decision in our lives, where we are financially able to get a house of our own, but we dread the debt that follows to get one. We need to involve ourselves in comprehensive financial planning, tackle debts and control […]

How to Repair Your Credit Score?

Before conversing about fixing damages to the credit score. Let us talk about a good credit score. We often ignore credit score while applying for loans, and many of us unaware of the low score, until the lender rejects our application and informs us. We should not turn a deaf ear towards our credit score; […]