With the COVID 19 pandemic hitting us out of nowhere in early this year itself, all our plans for 2020 went down the drain. Most of us have been stuck at home for the majority of this year, and it feels like a new beginning for many things. Even though the COVID 19 pandemic is far from being over, economies are opening up, and a short vacation seems like a possibility, even if not an extended excursion is not probable.
However, the COVID 19 pandemic has brought us several unprecedented challenges regarding planning a vacation. Apart from all the generic planning that goes into making a perfect vacation plan, you have to consider several other problems and challenges that have arisen in the post COVID 19 times.
Things to consider before taking a vacation in 2021
In order to be financially ready for any sort of vacation in 2021, one must plan wisely and take into account the following factors while planning their vacation:
– Choose your travel destination wisely
In order to strike the perfect balance, keeping in view your health and budget, it is important to choose your travel destination wisely. While many places in India and even in other countries have stringent regulations in place as far as tourism goes, some places have started offering financial assistance in the form of allowance, waivers, etc., to the travellers to promote tourism in their region. For instance, the Uttarakhand Tourism Ministry started giving the tourist incentive coupon to encourage tourism to their state.
So, you can plan your vacation in such a destination that has relaxed COVID 19 restrictions and may even offer you some sort of financial assistance while you enjoy your vacation.
– Pre-plan your trip and make use of online offers
Apart from the government’s incentives, many travel experience curating websites and apps also offer accommodations at slashed prices and cheap travel tickets. By planning your vacation ahead of time, you can save a lot of money by pre-booking all your travel essentials. You should also spend a little extra and buy tickets or hotel rooms which offer a full refund in case of cancellation. Since these are uncertain times, this way you won’t lose all your money should you choose to cancel or reschedule.
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– Review your saving strategy
While you pre-plan your vacation, you should also review your finances and draw a budget for your vacation. This will help avoid a lot of financial stress at the time of actually taking the vacation. For the next few months, you can even devise a saving strategy that may involve small cuts in unnecessary expenditures like online shopping or ordering in food.
You can even decide to earmark a certain proportion of your salary from every month in the future, specifically for your travel plans. The money saved like this can be utilised specifically for your vacation plan.
– Travel insurance
One of the things that the COVID 19 outbreak made us realise the importance of is travel insurance. Travel insurance is easily one of the most important things to consider while planning a vacation in the post-COVID 19 times, yet it is usually the most overlooked aspect. Many people realised its importance while being stuck due to the lockdown imposed in all parts of the world.
In the post-COVID 19 times, make sure that you make your travel plans by taking adequate travel insurance (which specifically covers contingencies arising due to COVID 19) because of several reasons such as the possibility of being stuck at your travel location for extra days due to emergency situations or even shaky airline services, among other reasons.
– Have an emergency or contingency fund in place
While it is prudent to have a travel budget and to stick to it while planning your vacation, always make some squiggle room for emergency expenditures you may have to incur, especially in uncertain times like these. Due to the COVID 19 pandemic, most of the travel and hospitality services are still not operating normally, and that can make your travel budget go haywire.
In case you don’t have spare cash at hand, you can even think about getting a travel loan to cover such contingencies. There are several benefits of availing instant travel loans.
Planning a vacation for 2021 can be exciting and nerve-wracking at the same time. At EarlySalary, we can make your travel budgeting easy and make your dream vacation come true, even in such rocky times. With our partnership with MakeMyTrip, we can make your travel planning easier for you. Click here and take the first step towards achieving your travel goals.
Feel free to contact us for any questions on credit, travel loans, and your instant cash needs! We’re listening all day on: